34. Liabilities due to insurance operations

Liabilities due to insurance operations31.12.201631.12.2015
   
Technical provisions542.8114.6
Liabilities due to insurer’s investment contracts divided into:2 400.82 285.9
Unit-Linked insurance financial products2 130.32 246.1
safe capital product267.9-
other2.639.8
   
Total 2 943.6 2 400.5

Liabilities due to insurance operations31.12.201631.12.2015
   
Provisions for life insurance442.5110.2
Provisions for unpaid claims and benefits90.085.3
Technical provisions for life insurance if a policyholder bears the deposit (investment) risk2 025.52 089.0
Provisions for premiums and provisions for unexpired risk385.6116.0
   
Total 2 943.6 2 400.5
 

Majority of insurance products refer to investment products, in which risk is borne by a policyholder.